Our Expert's Advice

What You Need to Know About FHA Loans and FHASecure
The FHASecure Program has been created as a way for the government to help rescue hundreds of thousands of borrowers from foreclosure due to adjustable rate loans that are going up.

Buying and Financing a Home
What types of home mortgage loans are available and what are the advantages of each? Are there special mortgages for first-time homebuyers? How do I choose the best home loan program for me?

Seven Smart Ways to Cut Closing Costs
A mortgage costs more than the interest. A laundry list of miscellaneous fees known as "closing costs" could immediately add 3 - 5% or more to your home's purchase price. Ouch!

Mortgage Borrower's Rights
This may be the largest and most important loan you get during your lifetime. You should be aware of certain rights before you enter into any loan agreement...

Bi-Weekly Mortgages: No Fees, No Hassles
Assuming the interest rate and closing costs are comparable, a real bi-weekly mortgage might make sense, if you know you can afford the extra payment every year, and don't mind giving the bank access to your checking account...

Mortgages and Credit Card Debt
Should I Refinance My Mortgage to Pay Off Credit Card Debt? Help, My Home Equity Loan Payments Are Too High! Should I Pay Off Credit Cards or Save For Home Purchase?

How to Survive Rising Credit Card and Mortgage Payments
Lenders have been very successful in getting more people into homes with creative financing, such as 100% financing and adjustable rate loans with low initial interest rates...

Improve Your Credit to Get the Best Mortgage
The FICO score will often determine which program you qualify for (interest only, or no income documentation required, for example) and the interest rate for the loan. Here are tips for improving your credit score to get the best home loan...

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